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Federal Budget – interpreting the tax savings

Small Business Owner

Small businesses and individuals face a long list of tax legislation changes now and later as we venture into what the Federal Government has dubbed ‘Australia’s recovery’ from the economic impact of COVID-19. Here’s a snapshot of the major things you need to know, and some tips on how to stay smart and sharp with…

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Northern Beaches small business hardship grant

Northern beaches business

A note to our Northern Beaches clients and business friends from the NSW State Government: Your business could be eligible to receive the NSW Government’s Northern Beaches small business hardship grant. The one-off grant is available for eligible small businesses or not-for-profits impacted by the Public Health Order COVID restrictions last December. The first tier of $3000 is for…

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Keen to invest and not sure where to start?

investment decisions

Many Australians are feeling confident in the current market to invest, and you may be keen to get involved. If you’re starting out as an investor, the amount of information can be a little overwhelming. This article will help you to gather some general background information about the different asset classes of cash, property, shares…

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Federal Budget 2021/2022

2021 Federal Budget

On Tuesday 11 May 2021, Treasurer Josh Frydenberg handed down the 2021 Federal Budget on Tuesday, his 3rd Budget. The Australian economy has rebounded at its fastest pace on record over the latter half of 2020. Nevertheless, 2021-22 Federal Budget deficit is $161 billion, which is $53 billion lower than what was initially projected in…

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Give us a ‘V’

vaccine

‘V’ for vaccine and ‘V’-shaped economic recovery. The V-word has had a polarising and exhausting effect on the nation. No matter what your position, the health and economic implications are significant. In this article, we focus on the latter. The economic impact of a delayed rollout is an increased risk of spot lockdowns, and sustained…

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FBT – why all business owners need to report in May

Corporate gym membership - Fringe Benefit

Fringe Benefits Tax (FBT) is often a grey area of tax for businesses, albeit quite black and white for the ATO. It is not an optional payment or reporting responsibility. All businesses with employees are required to review and report Fringe Benefits paid up to 31 March to the ATO by 15 May. It is…

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Bracing yourself for survival in the super wars

superannuation

Super: there are more questions than answers. Will the Government scrap the legislated rise in superannuation from 9.5% to 12%? How much is enough? Are you in the right fund? Can you afford the increasing Life Insurance premiums from within your fund? It’s enough to want to adopt a mattress-stuffing savings strategy so that you…

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Post-JobKeeper Government Stimulus for SMEs

Small business loans

JobKeeper will end on 28 March. For those currently accessing JobKeeper, the Government has announced an extension to, and expansion of, its SME Loan Guarantee Scheme. The expansion will increase the possible loan amount from $1million to $5million, with banks set to guarantee 80% of the loan and repayment relief on both principal and interest…

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Should you book a flight?

Cheap flights

The government has announced a $1.2 billion injection into the tourism industry that will involve slashing consumer flight prices to certain locations around Australia. Take a holiday, spend your money – says the Federal Government. So…should you? It is very tempting. Between April and July, a 50 per cent discount on tickets will be offered…

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How business can stay profitable in a discount world

We live in a consumer savvy world, where consumers hunt down the best prices from the comfort of their lounge rooms, and anonymously review products and services with the click of a button. It’s no wonder price discounting is so common – businesses are competing to provide the best quality and value. It can be…

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