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What rising interest rates will do to business cashflow

wage increases

It is likely Reserve Bank of Australia cash rate will rise to circa 2.5% by the end of the 2023 calendar year. This will put significant pressure on small business cash flow. Business owners need to act now to stay ahead of the game. The reason for the interest rate increase is largely the current…

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Time for a business health check-up?

Dear Business Owner, How have you been feeling lately? Are you losing sleep, low on motivation, making lifestyle choices that you know aren’t good for your health but you’re so stressed you just don’t care? Your physical health is often a symptom of poor business health. If your business is not humming along soundly, it…

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Strategies for managing staff and skills shortages

Over 90% of businesses are experiencing workforce shortages, according to the 2022 Workforce Skills Survey, from the state’s peak business organisation, Business NSW. So how can business owners take control of something that feels very much out of control? The annual survey of over 600 businesses across the State was conducted through the last week of May…

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Taking control of superannuation as a wealth-building strategy


This month is an important one for superannuation funds as they go under the microscope once again for performance assessment. It’s got many members wondering how they can take control and start treating super not as a fall-back option, but as a driver for wealth. The government is reviewing default super funds for performance. You…

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