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Financial success is not an accident and it’s not about luck. Instead, it’s all about planning for the future and developing great financial habits along the way. Here we discuss five financial habits of very successful people, plus a few non-financial ones. Best of all, these practices are not exclusive to the rich and famous – they’re all habits you can develop in consultation with a financial adviser.

Why do we turn to nonprofits, NGOs and governments to solve society’s biggest problems? Michael Porter admits he’s biased, as a business school professor, but he wants you to hear his case for letting business try to solve massive problems like climate change and access to water. Why? Because when business solves a problem, it makes a profit – which lets that solution grow.

Michael Porter wrote the books on modern competitive strategy for business. Now he is thinking deeply about the intersection between society and corporate interests.

This month we talk to Mr James Heddo, CEO of Gosford Race Club who will be celebrating their Centenary Year this year.

There has recently been a surge in reports from small businesses that they have received a fax claiming to be from ‘Yellow Page Australia’ and ‘Open Business Directory Ltd’ that, on first glance, appears to be seeking confirmation of their business’ contact details. However, on closer inspection, the fax is in fact an agreement to sign up to an online business directory service charged at $99 per month for a minimum two-year period.

In the lead up to the September 7, 2013 Federal Election there were proposed changes announced by the Coalition. While limited detailed information has been provided, we have summarised below some of the changes tot he tax system proposed by the coalition in the lead up to the federal election.

The national disability insurance scheme has been in the news for several years but is only just becoming a reality. Now known as DisabilityCare Australia, it will make a big difference to a lot of lives. But what does is really mean to you?

Glenn Greenwald was one of the first reporters to see — and write about — the Edward Snowden files, with their revelations about the United States’ extensive surveillance of private citizens. In this searing talk, Greenwald makes the case for why you need to care about privacy, even if you’re “not doing anything you need to hide.”

What can economists learn from linguists? Behavioural economist Keith Chen introduces a fascinating pattern from his research – that languages without a concept for the future correlate strongly with high savings rates i.e. “It rain tomorrow” instead of “It will rain tomorrow”.

Keith Chen’s new research suggests that the language you speak may impact the way you think about your future.

This month’s Client in Focus is Allure Hair and Body.

We speak to owner, Renee Marshall on the success of her business and the challenges she has faced and overcome.

The Tax Office has been interested in rental property owners for some years now. It is recognised that there are a significant number of investors, and the Tax Office see this as an area that taxpayers are understanding rental income and over claiming deductions. In particular, the Tax Office is aware that many of these investors are new to the market, and their experience is seen to be an area of risk.