Services Wealth
The right approach to wealth management is the key to financial security and the freedom to live the life you love. Our personal approach helps to guide our tailored advice for your financial organisation, optimisation and protection.
Through holistic planning and protection mechanisms, our experienced advisors will best prepare you for variabilities to your finances, family, the economy and/or legislation so that you can make intelligent and measured decisions that will help you to be better off.
As an Authorised Representative of Count Financial Limited, and a Professional Partner of the Financial Planning Association of Australia, AdviceCo. provides financial planning services you can trust.
We work closely with you to set financial goals that are emotionally relevant and physically attainable. A vision for your finances that excites you, such as a holiday, a renovation, or an early and comfortable retirement, or one that provides you with relief, such as philanthropy or family support, will pull you towards it, and you’ll find you’re not pushing your efforts and habits uphill.
Accurate budget planning is the enabler of your goals. With numbers in the right places, the progress is immediate and the possibilities a reality. Your financial goals will change over your lifespan. You need a financial plan to suit the stage of life you are at, with some of the common needs of each life stage listed below.
No matter what stage of life you are, retirement planning is an important element of your long-term financial success. With expertise across fund review and management, market monitoring, salary sacrifice options, government co-contribution, personal, spousal and concessional contributions and pension integration, superannuation transforms from being an obligation to an enabler of your lifestyle goals.
How can we help?
- Review your assets and structure
- Tax effective investments and income
- Plan your superannuation strategy
- Understanding your retirement picture
- Centrelink strategies
- Allocated pensions and annuities
- Wills and estate planning
With so many investment vehicles to choose from, we assess your current versus desired state to recommend an investment portfolio that suits your needs now and into the future. Our economic expertise and knowledge of the main vehicles of managed funds, direct shares, exchange traded funds and investment bonds, as well as contemporary trends such as sharing economies helps us to design a strategy to help you be better off, no matter what stage of the financial lifecycle you are in.
How can we help?
- Tailored solutions to suit you
- Implement and manage portfolio
- Balance returns against risk
- Provide economic and investment analysis
Buying, building or selling a residential or investment property is a significant and rewarding step in your financial life. We consider your personal lifestyle and financial aspirations, as well as market trends and opportunities to reach your goals as seamlessly as possible. It is our commitment to provide you with the information that will bring you confidence through the process, and to integrate with your team of professionals, including banks and legal advisors, to minimise complexity.
How can we help?
- Buying an investment property
- Selling an investment property
- Develop property investment strategy
- Reduce tax
- Invest using your superannuation
- Maximise on government incentives and schemes
- Build intergenerational wealth
- Navigate complexities of purchasing property
- Source properties that will generate positive cash flow
95% of Australians are underinsured*. Life is full of unexpected events that can have a serious impact on your financial position and we believe that you not only deserve adequate protection of your hard earned assets, but that you and your loved ones need it. Our experienced team of financial advisors support clients to assess their current cover for assets and personal risk including, life, total and permanent disability, income and trauma, then navigate the myriad insurance options for informed decisions and optimum protection.
* Lifewise/NATSEM Underinsurance Report - February 2010.
How can we help?
- Personal life risk insurance planning
- Life Cover
- Total and Permanent Disability Insurance
- Trauma or Critical Illness Insurance
- Income Protection Insurance
- Superannuation Insurance
Self-managed superannuation funds (SMSFs) are a popular option for investors seeking both greater control over their retirement savings and to optimise tax concessions. Suitability will depend on your needs and circumstances. Our advisors support with the end-to-end process, from research and exploration of the opportunity, feasibility and risk, to sustainable structural support and compliance.
How can we help?
- Self-managed Superannuation Fund setup
- Investing within your Self-Managed Superannuation Fund
- Insurance inside Self-Managed Super
- Consolidate existing superfunds
- Grow your super
- Review salary sacrifice options
Whether you’re supporting your family members to access aged care, or if you’re planning your own ahead of time, it can be an emotional and complicated landscape to encounter. Professional advice will help you to understand the government and industry options and obligations, fees and charges associated with various aged care services, support programs available and the financial structures that will help you to meet specific needs in the most efficient way possible.
How can we help?
- Funding your accomodaiton bond
- What to do with the family home (keep, rent or sell)
- Selling your home against the impact of the age pension and care fees
- Options and additional fees involved when moving into a residential aged care
- Maximise government pensions
- Minimise nursing home fees
- Financial strategies for multiple care options
- Reviewing and planning for any tax implications
The passing of a loved one is a time that brings sadness to family and friends, but to those responsible for administering the estate, it can include an overwhelming schedule of events, confusion, and stress.
It is times like these that you, as an Executor, can turn to AdviceCo for professional executor assistance services to assist in completing the final chapter in your loved one's life.
How can we help?
We work with the Executor to help:
- Paying for funeral
- Paying debts and taxes
- Make an inventory of estate liabilities and assets
- Apply to Supreme Court to be granted authority to to administer the estate
- Identify beneficiaries
- Value estate assets
- Give notice of death to all potential claimants against the estate
- Manage any disputes and/or litigation
- Ensure distribution of the estate occurs after the expiration of the TFM (Testator's Family Maintenance) claim period to avoid any personal liability
- Lodge tax returns for the deceased for the current financial year, and past years if required
- Application for estate TFN, and lodgement of tax return each year the estate receives income
- Distribute the estate
AdviceCo, ABN 85 136 858 190, is an Authorised Representative of Count Financial Ltd ABN 19 001 974 625 holder of Australian financial services licence number 227232 ("Count"). Count is owned by Count Limited ABN 11 126 990 832 of GPO Box 1453, Sydney NSW 2001. Count Limited is listed on the Australian Stock Exchange.
The information on this web page is not financial product advice and is provided for information only.
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If you've been meaning to kick-start or review your financial goals, or are just not sure what opportunities there are out there for you to become better off, you might be interested to consider a Financial Discovery. It is a complimentary and obligation-free 1:1 meeting with a Financial Planner to review what matters to you.
